Be SMART!

Hi everyone! Happy New Year! How did you welcome the new year 2009? If you'd ask me, I slept on the 31st. Traditionally, I would stay up until midnight or so. But this time I did not wait. I chose to sleep. Anyhow, it didn't really matter. As of now, I am not done with my list of New Year's resolution yet. I still have to write down. And I want to make goals for each month. These goals are about finances, relationships and my character. How about you? What are your New Year's resolutions? I know it is personal. Leave it to yourself! huh! Be SMART in making goals and plans for this year. It is not just being smart;

But...

S - Specific
M - Manageable
A - Attainable
R - Realistic and
T - Time bounded